iPaySmart has been designed to be easily accessible, perceivable, and understandable, to make the website more accessible for people with disabilities. Its rich, intuitive and easy-to-use user interface lays down the foundation necessary for a customer to easily access and use the services being offered. It is robust and is compatible with the latest technologies and can be easily customized to fit the exact requirement of all its users.
The iPaySmart platform adheres to the compliance laid down by The Payment Card Industry (PCI). These are a set of security standards developed to protect a customer’s card information during and after a financial transaction. iPaySmar is PCI DSS complaint which is the global security standard for all entities that store, process, or transmit cardholder data and/or sensitive authentication data. It sets a baseline level of protection for consumers and helps reduce fraud and data breaches across the entire payment ecosystem.
The General Data Protection Regulation (GDPR) is the protection of personal data and digital privacy. iPaySmart complies to the regulations laid down by GDPR – and is better equipped to handle sensitive customer information - by tightening the existing rules on data handling, placing greater obligations on data management and establishing appropriate levels of data security.
iPaySmart Utilities leverages NACHA compliance to fortify their security protocols. By adhering to NACHA guidelines and standards, iPaySmart ensures the secure and efficient transfer of electronic payments, reducing the risk of fraudulent activities and unauthorized access. This compliance framework helps them establish robust authentication, encryption, and monitoring processes, safeguarding sensitive financial information and bolstering overall data integrity for their utility payment services.
The California Consumer Privacy Act (CCPA) include a transparency right that requires companies to inform consumers about the data collected and shared, and provide customers with the right to access, delete, and to opt-out. iPaySmart leverages technologies to classify personal data, protect it, and then constantly monitor and analyze for threats. This allows the platform to rightly align to the data security and privacy practices set by CCPA.